Venmo fee calculator
What Venmo's published US fees take from a transfer or a payment, who pays each one, and what is free, with the arithmetic printed under the answer.
$98.25reaches you
$1.75Venmo fee (1.75% of the amount)
Instant transfer to a bank or debit card of $100.00: Venmo’s published fee is $1.75, and $98.25 reaches you.
- Instant transfer fee: 1.75% × $100.00 = $1.75, rounded to the cent: $1.75
What decided this: Instant transfer 1.75% of the amount you move out, minimum $0.25, maximum $25, taken from the transfer. A standard transfer is free.
Venmo's published US fees
| Transaction | Fee |
|---|---|
| Instant transfer to a bank or debit card | 1.75%, minimum $0.25, maximum $25.00 |
| Goods and services payment to a personal profile | 2.99% |
| Payment to a business profile | 1.9% + $0.10 on amounts of $1.00 or more |
| Tap to Pay on a business profile | 2.29% + $0.09 to $0.10 |
| Sending money with a credit card | 3% |
| Receiving a personal payment | No fee |
| Sending from your balance, a debit card or a bank | No fee |
Where the numbers come from
- Rates
- Venmo: our fees; Venmo help: business profile transaction fees, read 2026-09-14.
- Checked
- The wording of each rate is re-read from Venmo's pages before publishing, and the arithmetic is run against 9 worked cases, in this page's own script and again in the build.
- Rounding
- Not published by Venmo. Half-up to the cent is an assumption, stated on the page; no fixture sits on a half cent.
Not affiliated with or endorsed by Venmo. Venmo is a trademark of its owner, named here only to identify the fees being calculated.
What this does not decide
- Currency conversion and sending to a PayPal account outside the US.
- Check cashing and ATM fees.
- Any rate Venmo has agreed with your business.